The Credit Repair Company Built on Results, Receipts & Real Transformations.

WE'VE TRANSFORMED OVER 10,000 CREDIT PROFILES & ELIMINATED $10 MILLION IN NEGATIVE DEBT YOUR TURN IS

NOW.

Real Clients. Real Deletions. Real Freedom. See Why Thousands Trust

The Juel Affect With Their Credit Journey.

WHAT WE CAN REMOVE

FORECLOSURES

COLLECTIONS

CHARGE-OFFS

STUDENT LOANS

JUDGEMENTS

MEDICAL BILLS

LATE PAYMENTS

REPOSSESSIONS

PUBLIC RECORDS

BANKRUPTCIES

CHILD SUPPORT

HARD INQUIRIES

WHAT WE CAN REMOVE

FORECLOSURES

COLLECTIONS

CHARGE-OFFS

STUDENT LOANS

JUDGEMENTS

MEDICAL BILLS

LATE PAYMENTS

REPOSSESSIONS

PUBLIC RECORDS

BANKRUPTCIES

CHILD SUPPORT

HARD INQUIRIES

The Credit Repair Company Built on Results, Receipts & Real Transformations.

WE'VE TRANSFORMED OVER 10,000 CREDIT PROFILES & ELIMINATED $10 MILLION IN NEGATIVE DEBT YOUR TURN IS

NOW.

Real Clients. Real Deletions. RealFreedom. See Why Thousands Trust The Juel Affect With Their Credit Journey.

WHAT WE CAN REMOVE

FORECLOSURES

COLLECTIONS

CHARGE-OFFS

STUDENT LOANS

JUDGEMENTS

MEDICAL BILLS

LATE PAYMENTS

REPOSSESSIONS

PUBLIC RECORDS

BANKRUPTCIES

CHILD SUPPORT

HARD INQUIRIES

WHAT WE CAN REMOVE

FORECLOSURES

COLLECTIONS

CHARGE-OFFS

STUDENT LOANS

JUDGEMENTS

MEDICAL BILLS

LATE PAYMENTS

REPOSSESSIONS

PUBLIC RECORDS

BANKRUPTCIES

CHILD SUPPORT

HARD INQUIRIES

WHAT HAPPENS

AFTER PURCHASE?

01

CHOOSE YOUR PROGRAM

Select the plan that fits your credit situation and lock in your spot today. Enrollment is quick, simple, and

100% online. Once you're in, the transformation begins.

Select the plan that fits your credit situation and lock in your spot today. Enrollment is quick, simple, and 100% online. Once you're in, the transformation begins.

02

ACTIVATE CREDIT MONITORING ($39/MONTH REQUIRED)

This step is mandatory before we can begin working your file. Credit monitoring must be activated immediately after purchase. Without it, we have no way to access or dispute your report.

This step is mandatory before we can begin working your file. Credit monitoring must be activated immediately after purchase. Without it, we have no way to access or dispute your report.

NO MONITORING = NO SERVICE (ACCOUNT ON HOLD)

  • Monitoring not activated

  • Onboarding & completed

  • Documents not submitted

YOUR ACCOUNT WILL NOT BE STARTED

03

COMPLETE ONBOARDING + SUBMIT YOUR DOCUMENTS

Check your email immediately after purchase and complete your onboarding form. All required documents must be submitted before we begin working your file. Do not delay your timeline starts here.

REQUIRED DOCUMENTS (NON-NEGOTIABLE)

Valid Government-Issued ID

Social Security Card or SSN Documentation

Proof of Address (dated within last 30 days)

Acceptabie tarms: • bank statement •Lease or mortgage statement

04

WE BEGIN YOUR DISPUTES

Once monitoring is active and onboarding is complete, our team gets to work immediately aggressively challenging every negative item on your report. We handle the entire process. You just watch the results roll in.

First round of disputes sent after onboarding is complete

Credit updates posted to your portal every 35 - 40 days

24/7 access to your client portal to track every deletion

We dispute consistently until your profile is clean

CHOOSE YOUR PRICING PLAN

All plans include a 90-Day Money Back Guarantee if no deletions are made.

💎

CREDIT RESET

BASIC

BASIC PLAN

$297

Normal Price: $1,000

3 Aggressive Rounds • Disputes

sent Every 30-45 Days

BEST FOR

Ideal for profiles with a smaller

number of accounts needing

removal

Dispute of ALL negative items Late

Payments, Collections, Charge Offs,

Inquiries, Repos, Bankruptcy, MedicalBills, Child Support, Student Loans

All 3 Bureaus

Credit Updates Every 35 Days

Free Credit Action Plan

Credit Education

24/7 Access to Client Portal

★ BUY NOW, PAY LATER OPTIONS

AVAILABLE!

Requirernents (applies to all plans):

SmartCredit ($39/month) must remain active for the entire duration Of service

Active credit monitoring required to begin and maintain service

All documents and onboarding must be completed to begin

Timely responses to onboarding questions required

VISA

MC

AMEX

DISC

★ HIGHLY RECOMMENDED

👑

CREDIT RESET

MODERATE

MODERATE PLAN

$177

Normal Price: $2,000

6 Aggressive Rounds • Disputes

Sent Every 30-45 Days

BEST FOR

Ideal for profiles with a moderate

number of accounts needing

removal

Dispute of ALL negative items Late

Payments, Collections, Charge Offs,

Inquiries, Repos, Bankruptcy, Medical

Bills, Child Support, Student Loans

All 3 Bureaus

Credit Updates Every 35 Days

Free Credit Action Plan

Credit Education

24/7 Access to Client Portal

★ BUY NOW, PAY LATER OPTIONS

AVAILABLE!

Requirernents (applies to all plans):

SmartCredit ($39/month) must remain active for the entire duration Of service

Active credit monitoring required to begin and maintain service. All documents and onboarding must be completed to begin. Timely responses to onboarding questions required

VISA

MC

AMEX

DISC

★ HIGHLY RECOMMENDED

🔥

CREDIT RESET

CHALLENGING

CHALLENGING PLAN

$227

Normal Price: $3,500

Unlimited Rounds • Disputes Sent Every 30-45 Days

BEST FOR

Ideal for profiles with a high

volume of accounts needing

removal

Dispute of ALL negative items Late

Payments, Collections, Charge Offs,

Inquiries, Repos, Bankruptcy, Medical

Bills, Child Support, Student Loans

Unlimited Aggressive Dispute

Rounds, No Stopping Point

All 3 Bureaus

Credit Updates Every 35 Days

Free Credit Action Plan

24/7 Access to Client Portal

★ BUY NOW, PAY LATER OPTIONS

AVAILABLE!

Requirernents (applies to all plans):

SmartCredit ($39/month) must remain active for the entire duration Of service

Active credit monitoring required to begin and maintain service. All documents and onboarding must be completed to begin. Timely responses to onboarding questions required

VISA

MC

AMEX

DISC

WHAT OTHERS ARE SAYING ABOUT THE EXPERIENCE...

Kristaan came to us with a 500 credit score, over $500K in debt, and 70+ negative items. We helped him reach the 700s, get approved for a $60K auto loan, structure his LLC, and build his business Paydex score. He’s now close to obtaining business funding to start and scale his business.

Ruben joined The Juel Affect with 13 negative items and a mid-600 credit score. Within 30 days, we helped position his profile into the 700s, and he’s now in the process of getting funded. After seeing his results, he recommended his mother, and we helped move her from the low 600s into the mid-700s. She’s now in the process of purchasing her first investment property.

Anthony came to us with 2 goals: fix his credit & buy his first home. In just 90 days, we helped him go from a 500 to a 700 credit score and 60 days later, he closed on his first home becoming the first homeowner in his family.

500 score to 700+ Braxton went from having no financial direction to running a successful credit repair business and accessing over $100K in funding through our mentorship.

Latajah started with us in January with a credit score in the low 500s. Through the right strategy and guidance, we were able to help her increase her score to over 700 and now she’s the proud owner of a 4-bedroom, 2-bathroom home for her and her son.

JOIN OUR FACEBOOK GROUP

Connect with thousands of clients on the same journey. See real result, get

updates, and be part of community built on financial feedom.

The Juel Affect Community

The Juel Affect Community💎

Credit Repair & Credit Building

Results-Driven. Strategy-Based.

Real Disputes. Real Outcomes.

$10M+ Removed for Clients

JOIN OUR FACEBOOK GROUP

Connect with thousands of clients on the same journey. See real result, get

updates, and be part of community built on financial feedom.

The Juel Affect Community

The Juel Affect Community💎

Credit Repair & Credit Building

Results-Driven. Strategy-Based.

Real Disputes. Real Outcomes.

$10M+ Removed for Clients

A B O U T

MYASIA JUEL

BROWN

FOUNDER — THE JUEL AFFECT

I'm Myasia Juel Brownt founder of The Juel Affect. I

didn't grow up understanding how credit worked

and like most people, I had to learn through

experience. I watched my mother go through

bankruptcy and rebuild from nothing. I saw what it

really takes to start overt to lose, and to put things

back together.

Instead of avoiding it, we faced it. We learned

together. Denials for apartments, cars, and basic

approvals showed me one thing clearly: credit isn't

just a number - it's access. And mine kept

saying no. So I decided to master it.

What started as figuring it out for myself turned

into helping others do the same. Today, my team

and I have helped over 10,000 clients go from

feeling stuck to thriving and we're just getting

started.

Denied Approved

Overwhelmed Educated

Stuck Confident

📌 Credit should be a tool, not a trap

📌 You deserve access to the life you're building

📌 When your credit changes, your options expand

A B O U T

MYASIA JUEL

BROWN

FOUNDER — THE JUEL AFFECT

I'm Myasia Juel Brownt founder of The Juel Affect. I didn't grow up understanding how credit worked and like most people, I had to learn through experience. I watched my mother go through bankruptcy and rebuild from nothing. I saw what it really takes to start overt to lose, and to put things back together.

Instead of avoiding it, we faced it. We learned

together. Denials for apartments, cars, and basic approvals showed me one thing clearly: credit isn't just a number - it's access. And mine kept saying no. So I decided to master it.

What started as figuring it out for myself turned into helping others do the sa me. Today, my team 10,000 clients and I have helped over go from stuck to thriving and we're just getting started.

Denied Approved

Overwhelmed Educated

Stuck Confident

📌 Credit should be a tool, not a trap

📌 You deserve access to the life you're building

📌 When your credit changes, your options expand

CLIENT SUCCESS STORIES

Real clients. Real deletions. Real transformations. These results speak for themselves.

AUTO APPROVAL · 30 DAYS

473-Point Credit Increase | Auto Approval in 30 Day

"Asia came to us with over 35 negative items impacting her credit profile and a goal of purchasing a vehicle. In just 30 days, we removed 35 negative items and increased her credit scores by a combined 473 points across all three bureaus. As a result, Asia strengthened her overall credit profile, reduced her report to only 5 remaining negative items, and successfully drove off the lot in her new vehicle within 30 days."

Result:

  • 473-point increase across all three bureaus

  • 35 negative items removed

  • 32 strategic disputes executed

  • Reduced to only 5 remaining negative items

  • Credit profile optimized for approval

  • Successfully purchased a vehicle in 30 days

— ASIA VIRELLA

REPO REMOVED · 30 DAYS

375-Point Credit Increase | $10,000 AMEX Approval

"Twan Williams came to us with a repossession and multiple negative items holding back his credit profile. In just 30 days, we removed 20 negative items, including the repossession, and increased his credit scores by a combined 375 points across all three bureaus. As a result, Twan strengthened his credit profile, positioned himself for better lending opportunities, and was approved for a $10,000 American Express credit card."

Result:

  • 375-point increase across all three bureaus

  • 20 negative items removed

  • Repossession deleted

  • Credit profile optimized in 30 days

  • Approved for a $10,000 American Express card

  • Positioned for future funding opportunities

— TWAN WILLIAMS

HOMEOWNERSHIP · 120 DAYS

369-Point Credit Increase | Home Purchased in 120 Days

Result:

"Anthony Dorson came to us with one goal: become a homeowner. Through strategic credit optimization and profile restructuring, we increased his credit scores by a combined 369 points across all three bureaus and removed 40 negative items from his credit report. As a result, Anthony met lender requirements, secured financing, and successfully purchased his home within 120 days of starting the program."

  • 369-point increase across all three bureaus

  • 40 negative items removed

  • 23 strategic disputes executed

  • Reduced to only 5 remaining negative items

  • Credit profile optimized for mortgage approval

  • Met lender requirements

  • Purchased his home in 120 days

— ANTHONY DORSON

STUDENT LOANS · 799 SCORE

Experian 799 (+162 pts)

Near-Perfect Score

"27 negative items removed including multiple student loans. Now positioned for premium funding."

Result:

  • Increased Experian score to 799 (+162 points)

  • Increased TransUnion score to 799 (+187 points)

  • Increased Equifax score to 658 (+29 points)

  • Removed 27 total negative items, including multiple student loan accounts

  • Corrected inaccurate reporting using a strategic, compliance-based approach

  • Positioned with a near-perfect credit profile for premium approvals and funding opportunities

— SOLVEN GRANT

LLC within 30 days

First Investment Property Purchased Under His LLC

“Allen came to us with one goal: purchase his first investment property under his LLC within 30 days. Through strategic credit optimization and profile restructuring, we increased his scores by 369-Point across all 3 bureaus. As a result, his score is in the 700 club. Allen was able to secure funding through our team and was approved for a DSCR loan to purchase his first investment property.”

Result:

  • Equifax: 549 → 704 (+155 points)

  • Experian: 550 → 731 (+181 points)

  • TransUnion: 691 → 724 (+33 points)

  • 16 negative items removed

  • Credit profile optimized

  • Secured funding

  • Approved for a DSCR loan

  • Purchased his first investment property under his LLC

— Allen Crabbe

Driving Lot · 30 Days

Eddie Watkins $30,187 Auto Loan Approved | 789 Credit Score

“When Eddie came to us, his credit profile contained inaccurate negative items that were holding him back. We worked to optimize his credit profile, improve his overall structure, and position him for lender approval. In less than 30 days, Eddie achieved a 789 credit score and secured $30,187 in vehicle financing at a competitive 6.57% interest rate.”

Result:

  • Credit score increased to 789

  • Removed inaccurate negative items

  • Optimized credit profile for lender approval

  • Approved for $30,187 in vehicle financing

  • Locked in a 6.57% interest rate over 72 months

  • Drove off the lot in under 30 days

  • Avoided high-interest financing through strategic credit optimization

— EDDIE WATKINS

FREQUENTLY ASKED

QUESTIONS

Do I Need a Consultation?

No. A consultation is NOT required to move forward. Your onboarding and all communication will be handled through email and your secure client portal. If you’d like to speak with someone before enrolling, consultations are available, but most clients jump straight in and let the results do the talking.

What Negative Items Are You Able to Remove?

We dispute and work to remove a wide range of negative accounts including: Collections, Hard Inquiries, Charge-Offs, Repossessions, Late Payments, Medical Debt, Bankruptcies, Foreclosures, Evictions, Judgements, Child Support Reporting, and more. Every credit profile is unique, but we target every eligible item aggressively and strategically.

How Long Does It Take To See Results?

Every credit profile is different, so there's no one-size-fits-all timeline. However, many of our clients begin seeing movement within the first 30–45 days. Even if results take a bit longer, that doesn't mean progress isn't happening behind the scenes. Our team disputes consistently, monitors your file closely, and keeps you updated every step of the way.

How Do I Get Started?

It's simple, choose your plan, enroll online, and complete your onboarding. Once your documents are submitted and your credit monitoring is active, we get to work immediately. Your client portal will track every update, every deletion, and every milestone in real time.

How Long Does the Credit Repair Process Take?

Most clients begin seeing movement within the first 15–30 days. The full process typically runs 3–6 months depending on the complexity of your profile. Clients on the Challenging (Unlimited) plan continue receiving dispute rounds until their profile is where it needs to be, no stopping point.

Can You Remove All Negative Items?

We strategically challenge inaccurate, outdated, and unverifiable items on your report. While no company can legally guarantee specific deletions, our proven dispute process is designed to maximize removals. Every plan is also backed by our 90-Day Money Back Guarantee if no deletions are made.

Will My Credit Score Increase?

As negative items are removed and your profile is optimized, most clients see significant score increases. Our real client case studies show improvements of 100–200+ points in as little as 30 days. Results vary based on your individual profile.

How Long Until I Start Seeing Results?

Many clients begin seeing their first deletions and score changes within 30–45 days after their first round of disputes is sent. Every credit profile is unique, so timelines vary, but we work aggressively from day one and keep you informed throughout the entire process.

Is This Legal?

Absolutely. We operate fully under federal consumer protection laws including the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Every dispute we file uses legal processes that are available to every consumer. Our approach is 100% compliant, transparent, and ethical.

YOUR NEXT CHAPTER STARTS HERE

TAKE

CONTROL

OF

YOUR

CREDIT

TODAY!

Stop letting bad credit block your access to homes,

cars, business funding, and the life you deserve.

Over 10,000 clients have already made the move.

Now it's your turn. Welcome to The Juel Affect.

90-Day Money Back Guarantee · 10,000+ Clients · $10M+ Removed

YOUR NEXT CHAPTER STARTS HERE

TAKE CONTROL

OF YOUR CREDIT

TODAY!

Stop letting bad credit block your access to homes, cars, business funding, and the life you deserve.

Over 10,000 clients have already made the move. Now it's your turn. Welcome to The Juel Affect.

90-Day Money Back Guarantee · 10,000+ Clients · $10M+ Removed

Phone: 855-255-5556 · Email: [email protected]

© 2026 THE JUEL AFFECT. All rights reserved.

Helping individuals improve their credit with transparent, ethical, and results-driven strategies.

This site is not a part of the Facebook website or Facebook Inc. FACEBOOK is a trademark of FACEBOOK, Inc.

Results may vary. Testimonials are not intended to guarantee or represent that the same results will be achieved by all clients. The Juel Affect provides credit dispute services and does not promise specific outcomes.